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Consumer protection under the Deceptive Trade Practices Act

The state of Texas has taken steps to help ensure you do not become the victim of an unscrupulous company. You deserve to expect fair dealings when it comes to your interactions with companies of all kinds. In its consumer protection efforts, the state legislature passed the Deceptive Trade Practices Act.

The law addresses issues such as misleading advertisements, breaches of contract, unfair credit practices and false claims a company may make. For instance, if an advertisement makes a promise or has a money back guarantee, but the company fails to fulfill those obligations, you could make a claim under the act. You may have the chance to recover your financial losses or otherwise receive restitution for the harm done to you.

Another area covered by the statute addresses insurance companies. When you take out a policy and pay your premiums as required, you expect the company to follow through with its obligations to you when you need it. Issues ordinarily arise when insurance companies go too far in denying claims they should legally pay. The unfortunate truth is that insurance companies are in the business of making a profit, and paying out claims does not help in that endeavor. For this reason, they often do whatever they can to either underpay or simply not pay on claims.

When you conducted yourself in an appropriate manner in your dealings as a consumer or an insured, but the other party fails to do the same, you deserve better. The state of Texas as taken steps to protect you and others in similar situations, but you still have to fight for your rights. Without a clear understanding of your rights and legal options under the Deceptive Trade Practices Act and other consumer protection laws, an attorney experienced in this area of law could step in and advocate on your behalf.

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Jones & Associates
100 W. Oak St
Suite 103
Denton, TX 76201

Phone: 940-215-0707
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